Kensington Money Managers

What is Payment Protection Insurance (PPI)? Payment protection insurance (PPI), sometimes called Accident, Sickness & Unemployment Insurance (ASU) will pay a monthly sum of money to help cover your monthly repayments on mortgages, loans or credit/store card payments if you make a claim. This could be because you have an […]

If you are moving from one home to another, then you will probably need to take out a new mortgage, possibly with a different lender. This is called a home movers mortgage and by speaking to an independent mortgage adviser, they will help you to find the right mortgage for […]

Private Medical Insurance pays for treatment you may need in the future without having to rely on the NHS.  In other words, it gives you more options if you need medical treatment and can mean avoiding NHS waiting lists. Who Might Need Private Medical Insurance (PMI)? Health is the most […]

Taking out travel insurance can ensure you get financial and practical help if something goes wrong on your trip. Unfortunately, illness, theft or accidents can happen anywhere.  Although travel insurance is not compulsory, it is highly recommended and the good news is that nowadays, it’s relatively inexpensive. Prices and cover […]

When your current mortgage deal comes to an end, you may want to shop around for a new mortgage. This is known as a remortgage.  If you choose not to look at securing a new mortgage, then you will automatically move on to your curent lenders Standard Variable Rate (SVR). […]

So, What is a Financial Plan? A financial plan is a comprehensive strategy designed to help individuals achieve specific financial goals and prepare for unexpected life challenges or events.  Our Company financial plans include income; expenditure; saving and budgeting; investing; tax planning; asset allocation; risk management; retirement planning; event funding […]

Mortgage Sharing e.g. with friends or family has become increasingly popular over recent years, with first-time buyers seeking alternative ways of getting on the property ladder. Mortgage sharing means that instead of you, or you and your partner getting a mortgage, you have a number of people on the deeds, […]

Mortgages for first-time buyers have become more difficult in recent years due to rising house prices and stricter lending criteria. Even now, with residential property values set to stabilise or even fall in some areas, first-time buyers face more difficulties when trying to secure a mortgage. Perhaps you haven’t managed […]

Part of any personal financial plan will involve insuring against unforeseen events because the unexpected sometimes happens. If you’re burgled, insurance can pay for you to replace the things that were taken. If you need medical treatment, it can pay for private healthcare, and replace some of your income if […]

Equity release schemes are either lifetime mortgages or home reversion plans and allow you to release much needed cash from your home, whilst retaining the right to live in it for the rest of your life. You’ll need to get specific information about both so you can decide which one […]